Chairman's Statement

In the midst of the Coronavirus 19 outbreak in 2020, it marked the fourth consecutive year that the company performed well and achieved the highest record, debt collection with cash flow of 3,704 million baht, a 15% growth from the previous year which is a result of better debt collection efficiency. And the potential of the debt pile that the company has invested in the past. The company posted a net profit of 1,047 million baht, a 54% increase from 2019, which is the company's highest net profit since its inception.

It is well known that in the year 2020, the coronavirus outbreak created vulnerability to household debt affected by the employment condition shrink. And some businesses have to close down, leading to an increase in household debt. Such an increase in the amount of distressed debt provides an opportunity for asset management companies to bid for more distressed debt. In 2021, the company expects that the amount of distressed debt will be even more likely. The company has prepared sufficient budget to purchase such non-performing debt. And in 2021, the company remains confident that it will maintain its No.1 leadership in debt management business for Unsecure Loan.

On this occasion JMT would like to thank our shareholders, customers, business partners, management and all employees that contribute to JMT's continued growth in business. JMT would like to assure you that we will operate our business professionally. And continually develop organizational capabilities along with implementing the Corporate Social Responsibility policy to be a role model for society in order for society to have a better quality of life forever.